Loan Rates

Rates as of 04/01/2023

Loan Type APR As Low As
*New Vehicle4.24%*
*Used Vehicle - Ask about a FREE CARFAX Report!!4.49%*
*Refinanced Vehicles4.49%*
*Used Vehicle-6 Model Years & Older6.50%*
*Toy Loan


*Signature Loan


Share Secured Loan5.50%
Overdraft Line of Credit
Minimum Monthly Payments - Will be the greater of $50.00 or 5% of the unpaid balance, calculated on the last advance prior to the billing notice.

First Time Qualified Applicants: Introductory Platinum VISA Credit Card Rate

Platinum VISA Credit Cards

2.99%APR for a period of six billing cycles. After that, your APR will be 9.99%APR.


Classic VISA Credit Cards


Share Secured VISA Credit Cards


Loan Disclosures:  

  • *The rate you pay will be based on your credit score and other factors.
  • *Offer available to qualified borrowers. 
  • *Offer does not apply to refinancing of existing NWHCU Loans.
  • Used Autos 2018 & Newer.
  • Toy Loans include New & Used Boats, Jet Skis, Dirt Bikes, Quads, Campers, Tractors, ATVs, Motorcycles, RVs. 
  • Rates are subject to change without notice. 
  • APR = Annual Percentage Rate.
  • GAP, Extended Warranty, Credit Life and Credit Disability Insurances are available to purchase on all LOANLINER Loans. 
  • Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  NCUA, National Credit Union Administration, a U.S. Government Agency.
  • NWHCU is an Equal Opportunity Lender.
  • The insurance offered is not a deposit and is not federally insured by NCUA. The insurance is not guaranteed by the credit union nor an obligation of the credit union. The insurance may lose value.