Loan Rates
Rates as of 04/01/2023
| Loan Type | APR As Low As | ||
| *New Vehicle | 4.24%* | ||
| *Used Vehicle - Ask about a FREE CARFAX Report!! | 4.49%* | ||
| *Refinanced Vehicles | 4.49%* | ||
| *Used Vehicle-6 Model Years & Older | 6.50%* | ||
| *Toy Loan | 8.99%* | ||
| 11.99%* | ||
| Share Secured Loan | 5.50% | ||
| Overdraft Line of Credit Minimum Monthly Payments - Will be the greater of $50.00 or 5% of the unpaid balance, calculated on the last advance prior to the billing notice. |
12.00% | ||
| FIXED RATE VISA CARDS | |||
First Time Qualified Applicants: Introductory Platinum VISA Credit Card Rate Platinum VISA Credit Cards |
2.99%APR for a period of six billing cycles. After that, your APR will be 9.99%APR. 9.99% | ||
| Classic VISA Credit Cards |
14.00% | ||
| Share Secured VISA Credit Cards | 18.00% |
APPLICATION AND SOLICITATION DISCLOSURE
CONSUMER CREDIT CARD AGREEMENT AND DISCLOSURE
CREDIT CARD ACCOUNT OPENING DISCLOSURE
Loan Disclosures:
- *The rate you pay will be based on your credit score and other factors.
- *Offer available to qualified borrowers.
- *Offer does not apply to refinancing of existing NWHCU Loans.
- Used Autos 2018 & Newer.
- Toy Loans include New & Used Boats, Jet Skis, Dirt Bikes, Quads, Campers, Tractors, ATVs, Motorcycles, RVs.
- Rates are subject to change without notice.
- APR = Annual Percentage Rate.
- GAP, Extended Warranty, Credit Life and Credit Disability Insurances are available to purchase on all LOANLINER Loans.
- Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA, National Credit Union Administration, a U.S. Government Agency.
- NWHCU is an Equal Opportunity Lender.
- The insurance offered is not a deposit and is not federally insured by NCUA. The insurance is not guaranteed by the credit union nor an obligation of the credit union. The insurance may lose value.