Savings Accounts

At NWHCU, we're concerned with your complete financial well-being. And that concern is certainly evident in our products designed to help you save.

With as little as $5.00 and a completed application, you can open a savings account with attractive dividend rates and no monthly fees. Conducting your financial business has never been easier or more convenient with payroll deduction, direct deposit, 24-Hour Telephone Banking and 24-Hour Online Banking.

Share Savings Accounts are:

  • Flexible: Offering a competitive dividend
  • Accessible: Access to your account online, over the phone, or through our main location.

This is a great account for making your savings work for you, whether your needs are short or long-term.

These accounts offer the convenience of duplicate checks, which provides you with an immediate copy of the check for your records. Statements are mailed on a monthly basis to assist you in reconciling your account.
Also, e-Statements are available for your convenience. Sign up today and receive your statement on the first of every month.

  • No Monthly Service Charges
  • No Per Check Fee
  • No Minimum Balance
  • FREE Internet Banking
  • VISA Check Card
  • 4 Free ATM transactions per month, however, at NWHCU ATM machines transactions are always free!

Overdraft Protection
When applying to open a checking account, you have an option to sign for overdraft protection. This service allows the credit union to transfer funds out of your savings for a $5.00 fee, if you do not have sufficient funds in your checking account to cover the amount of the check. There is no fee if you never use the overdraft protection. However, if you do not sign for this service, you will be charged $30.00 for each overdraft and the check will be returned NSF.

Become an NWHCU member and open a Share Savings Account today!