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Fees
  • Share Account Fees
  • Excessive Withdrawal Fee: 
  • Share Savings & Vacation Accounts:
      (AFTER 12 PER QUARTER) $3.00 per withdrawal

    ·      Christmas Club Early Withdrawal Fee: $20.00 per early withdrawal

    ·      IRA Account Early Withdrawal Fee: $20.00 per early   withdrawal

    ·      Dormant Account Fee: $1.00 per month

    ·       

    Money Market Account Fees

    ·          Fee when balance falls below minimum:

  •           $10.00 per month

  • Ex  Excessive Withdrawals/Transfers

  •         (after 6 per month): $5.00 per withdrawal or transfer

    ·       

    Share Draft Account Fees

    ·                      Share Draft Checking PLUS - Monthly fee when         balance falls below $500.00: $10.00 per month

    ·                     Overdraft Transfer Fee: $5.00 per item

    ·                     Returned Item Fee:  $10.00 per item

    ·                     N.S.F. SHARE DRAFTS: $25.00 per item

    ·                     Share Draft Check Copies: $3.00 per check copy

    ·                     Foreign Item Check Deposit: Our Cost + $2.00

    ·                    Share Draft Printing Fee: Prices may vary                   depending upon style.

     

    Overdraft Privilege (ODP) Fees

    ODP Fee when a Share Draft has been paid:

        $25.00 per item

Collection Fee after account has been in the             negative for 31 days:  $15.00

·       

Other Service Fees (applicable to all accounts)

·                     Account Reconciliation: $10.00 per hour

·                     Deposited Item Return Fee: $10.00 per item

·                     Outgoing Wire Transfer Fee: $10.00 per transfer

·                     Outgoing International Wire Fee: $40.00 per              transfer

·                      ACH Return Fee: $25.00 per item  

·                      Cashier Checks: $3.00 per check 

·                      Cashing 3rd Party Check Fee: $5.00 per check

·                      Copy-per Statement Facsimile: $1.00 per statement

·                      Copy-Microfiche Statements/page: $2.00 per page

·                      Business Accounts-941 Filing Fee: $3.00 or our cost

·                      Small Balance Fee: $5.00

  

Stop Payments
Corporate Drafts: $15.00 per draft 
Cashier's Checks: $15.00 per check  
Intercepted Share Drafts: $10.00 per draft

·       

VISA CARDS 
CLASSIC-  NO ANNUAL FEE/RATE: 14.00% APR* 

PLATINUM- NO ANNUAL FEE/RATE: 9.99% APR*
Late Payment Fee (after 10 days) $15.00 per month

·                      Over Credit Limit Fee $15.00 per occurrence

·                      Bounced Check Fee $15.00 per check

·                      Replacement Card Fee: $10.00 each occurrence

·       

·      Electronic Funds Transfer Fees

·                      Nonproprietary ATM withdrawal fee: $1.00 each at ATM Machines per transaction 

·       

·                      VISA CHECK CARDS & ATM Cards: 4 FREE ATM transactions monthly.
ALWAYS FREE at NWHCU machine
FREE VISA CHECK CARD transactions with a Share Draft Checking PLUS Account.

Replacement Card Fee: $10.00 first occurrence/

$25.00 second occurrence/$50.00 thereafter. 

 

Share Value

·      Par Value of one share: $5.00                                    *APR = Annual Percentage Rate

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