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| Fees |
- Share Account Fees
- Excessive Withdrawal Fee: Share Savings & Vacation Accounts:
(AFTER 12 PER QUARTER) $3.00 per withdrawal
- Christmas Club Early Withdrawal Fee: $20.00 per early withdrawal
- IRA Account Early Withdrawal Fee: $20.00 per early withdrawal
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- Money Market Account Fees
- Fee when balance falls below minimum: $10.00 per month
- Excessive Withdrawals/Transfers (after 6 per month): $5.00 per withdrawal or transfer
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- Share Draft Account Fees
- Share Draft Checking PLUS - Monthly fee when balance falls below $500.00: $10.00 per month
- Overdraft Transfer Fee: $5.00 per item
- Returned Item Fee: $10.00 per item
- N.S.F. SHARE DRAFTS: $25.00 per item
- Share Draft Check Copies: $3.00 per check copy
- Foreign Item Check Deposit: Our Cost + $2.00
- Share Draft Printing Fee: Prices may vary depending upon style.
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- Other Service Fees (applicable to all accounts)
- Account Reconciliation: $10.00 per hour
- Deposited Item Return Fee: $10.00 per item
- Outgoing Wire Transfer Fee: $10.00 per transfer
- Outgoing International Wire Fee: $40.00 per transfer
- ACH Return Fee: $25.00 per item
- Cashier Checks: $3.00 per check
- Cashing 3rd Party Check Fee: $5.00 per check
- Copy-per Statement Facsimile: $1.00 per statement
- Copy-Microfiche Stmts/page: $2.00 per page
- Business Accounts-941 Filing Fee: $3.00 or our cost
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- Stop Payments
Corporate Drafts: $15.00 per draft
Cashier's Checks: $15.00 per check
Intercepted Share Drafts: $10.00 per draft
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- VISA CARDS
CLASSIC- NO ANNUAL FEE/RATE: 14.00% APR*
- PLATINUM- NO ANNUAL FEE/RATE: 9.99% APR*
Late Payment Fee (after 10 days) $15.00 per month
- Over Credit Limit Fee $15.00 per occurrence
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- Bounced Check Fee $15.00 per check
- Replacement Card Fee: $10.00 first occurrence/$25.00 second occurrence/$50 thereafter.
- Small Balance Fee: $5.00
- Electronic Funds Transfer Fees
- Nonproprietary ATM withdrawal fee: $1.00 each at ATM Machines per transaction
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- VISA CHECK CARDS & ATM Cards: 4 FREE ATM transactions monthly.
ALWAYS FREE at NWHCU machine
FREE VISA CHECK CARD transactions with a Share Draft Checking PLUS Account.
- Replacement Card Fee: $10.00 first occurrence/$25.00 second occurrence/$50.00 thereafter.
- Share Value
- Par Value of one share: $5.00
*APR = Annual Percentage Rate
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