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Share Draft Checking
  • Share Draft Checking and Share Draft Checking Plus are offered at the Northwest Hills Credit Union. These accounts offer the convenience of duplicate checks, which provides you with an immediate copy of the check for your records. Statements are mailed on a monthly basis to assist you in reconciling your account. 
  • Also, eStatements are available for your convenience.  Sign up today and receive your statement on the first of every month.
  • Share Draft Checking 
    • No Monthly Service Charges
      No Per Check Fee
      No Minimum Balance 
      FREE Internet Banking
      VISA Check Card 
      4 Free ATM transactions per month, however, at NWHCU ATM machines transactions are always free! 
  • Share Draft Checking PLUS
    • No Monthly Service Charges
      No Per Check Fee
      $500.00 minimum balance
      $10.00 Monthly fee if balance falls below
      Dividends paid on balances of $500.00 & up
      FREE Internet Banking
      FREE VISA CHECK CARD transactions!

 

 

  • Overdraft Protection
    When applying to open a checking account, you have an option to sign for overdraft protection. This service allows the credit union to transfer funds out of your savings for a $5.00 fee, if you do not have sufficient funds in your checking account to cover the amount of the check. There is no fee if you never use the overdraft protection. However, if you do not sign for this service, you will be charged $25.00 for each overdraft and the check will be returned NSF.

    VISA™ Check Cards
    It’s an ATM card…only better! Use this card worldwide instead of checks and have the amount deducted from your Share Draft (Checking) Account.

    Payroll Deduction and Direct Deposit
    For your convenience, we can easily arrange electronic direct deposit of your payroll, Social Security or other government checks into your account, handle any type of electronic funds transfer and make automatic payroll deduction for savings or loan payments. 

    Stop Payment
    If you wish to stop payment on a check, you may do so over FASTLine, with Internet Banking or we must receive your request in writing listing the check number, date written, reason for the stop payment and your signature.
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