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- As a full-service, not-for-profit financial institution, we serve the financial needs of those living, working, worshiping or attending school in Litchfield County, as well as, any and all businesses, corporations, organizations or associations located in Litchfield County..
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- You can benefit from membership by taking advantage of what we have to offer you:
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- Share Savings
- Your share savings account represents one share of ownership in the credit union, and entitles you to the any benefits and products we offer. Dividends are paid quarterly.
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- Share Draft (checking) & Share Draft (checking) PLUS
These accounts operate as dividend-earning checking accounts, with low minimum balance requirements and no fees. Members may cash checks up to a daily limit of 2,500. With Share Draft (Checking) PLUS, all VISA® leek Card transactions are FREE when you maintain a 500 minimum balance!
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- VISA Check Cards
It’s an ATM card...only better! Use this card worldwide instead of checks and have the amount deducted from our Share Draft (Checking) Account.
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- Check Cashing
We will cash share drafts/checks drawn on members’ accounts and credit union accounts up to a daily limit of 2,500 for credit union members only.
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- Special Club Accounts
- Save for holiday or vacation expenses in these special accounts, assuring you of funds when you need them most.
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- Individual Retirement Accounts/IRA Certificates
- RA accounts for the purpose of saving toward retirement re available to the extent allowed by law. Certificates are also included in the IRA program.
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- Share Certificates
Certificate investment savings plans are available for a variety of time periods at various dividend rates. A premium balance is required. Dividends are compounded and posted monthly.
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- Audio Response
Call (860) 496-7326 to access your account 24 hours a lay, seven days a week.
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- Payroll Deduction and Direct Deposit
- For your convenience, we can easily arrange electronic direct deposit of your payroll, Social Security or other government checks into your account, handle any type of electronic funds transfer and make automatic payroll deduction for savings or loan payments.
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- VISA Credit Cards
- Our credit union VISA® card offers an interest rate lower than most other credit cards. Use your VISA® to pay off balances on higher-rate cards.
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- Signature Loans (unsecured)
- Provided they meet a few specific requirements, members may borrow on their signature alone.
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- Signature Loans
- Loans are secured by real property and/or share savings accounts for various time periods.
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- New & Used Vehicle Loans
- Vehicle loans are available at competitive rates for both new and used at a variety of terms.
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- First & Second Mortgages/Home Equity Loans
- Fixed Rate loans are available for home purchases, home improvement, education, and other major financial needs.
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- Home Equity Lines Of Credit
- Secured loans based on real estate are available to members at competitive rates.
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- Overdraft Line Of Credit Loan
Connected to your checking account, this line is activated when funds are not available in your account to cover a check. The line creates a loan, the check is paid and monthly payments are established.
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- Special Services
- Take advantage of these other service benefits just by joining the credit union:
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- Gifts Checks
Cashier Checks
Wire Transfer Services
U.S. Savings Bonds
Family Membership Deposit Insurance (up to $100,000)
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